Local Health Insurance
Local Insurance
Local Insurance partners are for our individual, family, and corporate clients seeking medical coverage in the Philippines only. Insurance options such as health, travel & non-life insurance.
Insurers we work with
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Paramount Life & General Insurance Products
My Health Philippines
Benefits Level / Plans
  | ESSENTIAL | EXTENSIVE | ELITE |
Hospital and surgery | $100,000 or $500,000 | $1,000,000 | $2,000,000 |
Dental and optical – optional benefit |
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24/7 evacuation, repatriation and assistance services | Up to $1,000,000 | Up to $1,000,000 | Up to $1,000,000 |
Maternity – optional benefit | $5,000 per pregnancy | $8,000 per pregnancy | $15,000 per pregnancy |
Outpatient – optional benefit |
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MyHEALTH is underwritten by Paramount Life & General Insurance Corporation and arranged and administered by APRIL Singapore Pte Ltd.
All prices listed are in US dollars (USD).
Starr Insurance Products
Individual Critical Illness
Benefits Level / Plans
Coverage | Sum Insured (PHP) |
Critical Illness Benefit | 100,000 – 2,000,000 |
Cancer Surgical Benefit | 5% of Critical Illness Benefit |
Dietary and Nutritional Benefit | 2.5% of Critical Illness Benefit |
Home Accessibility Benefit | 2.5% of Critical Illness Benefit |
Covered up to 51 Critical Illnesses
WHO CAN ENROLL IN THIS PLAN
MAIN APPLICANT / EMPLOYEE
- 18-65 years old
DEPENDENTS
SPOUSE
- 18-65 years old
DEPENDENT CHILD(REN)
- 6 Months – 18 Years Old or Up to 25 Years Old if in Full Time Schooling
PARENT(S)/ PARENTS-IN-LAW
- Below 65 Years Old
Individual Hospital Income
Benefits Level / Plans
WHO CAN ENROLL IN THIS PLAN
MAIN APPLICANT / EMPLOYEE
- 18-65 years old
DEPENDENTS
SPOUSE
- 18-65 years old
DEPENDENT CHILD(REN)
- 6 Months – 18 Years Old or Up to 25 Years Old if in Full Time Schooling
PARENT(S)/ PARENTS-IN-LAW
- Below 65 Years Old
FREE COVERAGE FOR CHILDREN
- If ONLY Main Applicant/Employee purchases a Hospital Income plan, each dependent child will be automatically covered for 10% of Main Applicant/Employee’s Sum Insured for free.
- Free coverage for dependent children is not applicable if Main Applicant’s Parents and/or Parents-In-Law purchase a Hospital Protect plan.
- Main Applicant/Employee and/or his/her Spouse must purchase in order for dependent children to enjoy free coverage.
- If Main Applicant/Employee AND Spouse purchases a Hospital Income plan with the same Sum Insured each dependent child will be covered for 25% of the Sum Insured of the Main Applicant/ Employee for free.
- Children will be covered from 6 months old up to 18 years old or up 25 years old if in full time education.
Individual Personal Accident
Benefits Level / Plans
Coverage | Adult (Sum Insured) | Children (Sum Insured) |
Accident Death and Disablement Benifit (ADD) |
| Up to PHP 500,000 |
Accidental Medical Reimbursement | 5% of ADD Benefit | 5% of ADD Benefit |
Accidental Death Burial Expenses | 2.5% of ADD Benefit | 2.5% of ADD Benefit |
Accidental Burns Benefit | 2.5% of ADD Benefit | 2.5% of ADD Benefit |
Accidental Common Carrier Common Carrier Benefit | 2.5% of ADD Benefit | 2.5% of ADD Benefit |
Occupational Class
Class 1 – Primarily office workers and white collar workers, professional and persons engaged in executive, administrative or clerical duties. No manual work. Non-hazardous occupations.
Class 2 – Office workers and other individuals whose occupations may involve light manual labor but never exposed to hazardous conditions. Slightly higher risk than Class 1 and includes office workers who may have some external outdoor duties and limited manual work without the use of machines. Non-hazardous occupations.
Class 3 – Persons engaged in occupations requiring skilled or semi-skilled manual labor and non-office duties with light manual work and use of light machinery. Examples include taxi drivers, petrol station attendants, laundromat, factory workers without use of heavy machinery and kitchen/restaurant workers.
Class 4 – Persons engaged in occupations requiring significant amounts of manual work and is exposed to heavy machinery and/or industrial jobs. Works in hazardous conditions.
WHO CAN ENROLL IN THIS PLAN
MAIN APPLICANT / EMPLOYEE
- 18-65 years old Renewable to 75 Years Old
DEPENDENTS
SPOUSE
- 18-65 years old Renewable to 75 Years Old
DEPENDENT CHILD(REN)
- 6 Months – 18 Years Old or Up to 25 Years Old if in Full Time Schooling
PARENT(S)/ PARENTS-IN-LAW
- Below 65 Years Old Renewable to 75 Years Old
Maxicare Products
Prepaid Cards
Prepaid Cards | Benefits | Price |
 EReady Advance Titanium |
| PHP 4,999.00 |
 EReady Advance Platinum |
| PHP 5,999.00 |
 EReady Titanium |
| PHP 1,300.00 |
 EReady Platinum |
| PHP 1,500.00 |
Individual & Family MyMaxicare
SME MaxicarePlus
A full HMO product with standard, non-customizable benefits designed for small and medium enterprises with a minimum of 10 principals and maximum of 99 enrollees, including qualified dependents.
Plan Type | Room & Board | Maximum Benefit Limit (MBL) |
Platinum | Open Suite | 500,000 |
Platinum | Small Suite | 350,000 |
Platinum | Small Suite | 250,000 |
Platinum | Open Private | 250,000 |
Platinum | Open Private | 200,000 |
Platinum | Large Private | 200,000 |
Gold | Large Private | 200,000 |
Gold | Large Private | 150,000 |
Gold | Large Private | 110,000 |
Silver | Semi Private | 90,000 |
Silver | Semi Private | 80,000 |
Bronze | Ward | 70,000 |
SME Maxicare Starter Plan
Complete quality healthcare coverage for starting enterprises with minimum principal of five (5) and not more than 99 enrollees, including qualified dependents.
Plan Type | Room & Board | Maximum Benefit Limit (MBL) |
Platinum 1 | Small Suite | 220,000 |
Platinum 2 | Large Private | 175,000 |
Gold 1 | Regular Private | 150,000 |
Gold 2 | Regular Private | 100,000 |
Silver 1 | Semi Private | 80,000 |
Silver 2 | Semi Private | 60,000 |
Bronze | Ward | 50,000 |
SME Maxicare Business Essentials
The most affordable SME healthcare plan with an out-patient care program only. It can be upgraded to a full HMO program for a minimum of 3 employees up to 99 enrollees.
Plan Type | Room & Board | Maximum Benefit Limit (MBL) |
I. OP BUNDLED | ||
Principal | ||
Gold | N/A | Php 100,000 |
Silver | N/A | Php 50,000 |
Dependent | ||
Gold | N/A | Php 100,000 |
Silver | N/A | Php 50,000 |
II. FULL HMO (OP UNBUNDLED TOP UP WITH IP UNBUNDLED) | ||
Principal | ||
Gold | Regular Private | Php 100,000 |
Silver | Semi Private | Php 50,000 |
Dependent | ||
Gold | Regular Private | Php 100,000 |
Silver | Semi Private | Php 50,000 |
Corporate and Employees
Maxicare offers comprehensive healthcare benefits perfectly designed to the needs of your employees. With proven superior quality of healthcare delivery services, Maxicare has been the trusted healthcare provider of most of the top and recognizable companies in the country.
Over the years, Maxicare continuously integrated innovations on its products and services. It has allowed customizing of programs to ably cater to what is needed and desired by the market. Varying plans were also made available to become suitable for the healthcare needs of companies and its employees. Programs offered consist of wide benefit coverage options for Out – Patient, In – Patient, Emergency Care, including Preventive and Dental Care. Futhermore, there are value – added services which your employees will surely enjoy such as Wellness Programs.