One of the Philippines’ leading HMOs, Maxicare offers comprehensive healthcare plans for individuals, families, and businesses. Enjoy nationwide access to top hospitals, clinics, and doctors, plus 24/7 teleconsultation and cashless services.
Is a healthcare plan designed for micro to small businesses, offering affordable HMO coverage for teams as small as 3 to 99 employees.
Get annual plans with access to Maxicare Primary Care Clinics for checkups, wellness, and preventive care, open to all ages in PH service areas.
MyMaxicare offers full-risk, full-coverage HMO plans designed to support the health and medical needs of you and your family every day.
Maxicare LifeSaver covers emergency care and hospitalization for life-threatening cases, ideal for those without existing health insurance.
Benefits:
Up to ₱25,000 ER coverage per emergency visit (single use per card; multiple cards allowed yearly)
Life & accident protection up to ₱50,000 (death, dismemberment & disability)
No checkups, no paperwork — activate and you’re covered for 1 year
Nationwide access to Maxicare-affiliated hospitals, including all 6 major hospitals
Get unlimited emergency care with Maxicare LifeSaver ER+, covering doctor’s fees, tests, and hospitalization for life-threatening conditions nationwide.
Benefits:
Up to ₱50,000 ER coverage, including confinement in a regular private room (single use per card; multiple cards per year allowed)
Life & accident insurance up to ₱50,000 (death, dismemberment & disability)
Worldwide emergency assistance for travel beyond 150km from home or abroad (up to 90 days)
Easy activation, 1-year validity — no checkups, minimal paperwork, nationwide hospital access (15-day activation period)
Maxicare PRIMA Gold offers unlimited GP and specialist consultations (excluding Psychiatry), plus lab and diagnostic services at Maxicare PCCs.
Benefits:
Unlimited doctor consultations
Annual basic physical exam (Basic 5)
Unlimited lab & diagnostic tests
Pre-existing conditions covered
Maxicare LifeSaver covers emergency care and hospitalization for life-threatening cases, ideal for those without existing health insurance.
Benefits:
Up to ₱25,000 ER coverage per emergency visit (single use per card; multiple cards allowed yearly)
Life & accident protection up to ₱50,000 (death, dismemberment & disability)
No checkups, no paperwork — activate and you’re covered for 1 year
Nationwide access to Maxicare-affiliated hospitals, including all 6 major hospitals
Get unlimited emergency care with Maxicare LifeSaver ER+, covering doctor’s fees, tests, and hospitalization for life-threatening conditions nationwide.
Benefits:
Up to ₱50,000 ER coverage, including confinement in a regular private room (single use per card; multiple cards per year allowed)
Life & accident insurance up to ₱50,000 (death, dismemberment & disability)
Worldwide emergency assistance for travel beyond 150km from home or abroad (up to 90 days)
Easy activation, 1-year validity — no checkups, minimal paperwork, nationwide hospital access (15-day activation period)
Get annual plans with access to Maxicare Primary Care Clinics for checkups, wellness, and preventive care, open to all ages in PH service areas.
Maxicare Business Essential is the most budget-friendly healthcare plan for SMEs, offering an option for outpatient care only. It can be upgraded to a comprehensive HMO program and is available for companies with a minimum of 3 and up to 99 employees.
Room & Board | Annual Benefit Limit (ABL) | Inner Limits for OP (Laboratories/Diagnostic/Therapeutic Procedure) | |
PRINCIPAL | |||
Bronze | N/A | PHP 70,000 | PHP 35,000 |
Silver | N/A | PHP 90,000 | PHP 45,000 |
Gold | N/A | PHP 150,000 | PHP 75,000 |
Platinum | N/A | PHP 200,000 | PHP 100,000 |
Platinum | N/A | PHP 250000 | PHP 125,000 |
DEPENDENT | |||
Bronze | N/A | PHP 70,000 | PHP 35,000 |
Silver | N/A | PHP 90,000 | PHP 45,000 |
Gold | N/A | PHP 150,000 | PHP 75,000 |
Platinum | N/A | PHP 20,0000 | PHP 100,000 |
Platinum | N/A | PHP 250,000 | PHP 125,000 |
Room & Board | Annual Benefit Limit (ABL) | Inner Limits for OP (Laboratories/ Diagnostic/Therapeutic Procedures) | |
PRINCIPAL | |||
Bronze | Ward | PHP 70,000 | PHP 35,000 |
Silver | Semi-Private | PHP 90,000 | PHP 45,000 |
Gold | Regular Private | PHP 150,000 | PHP 75,000 |
Platinum | Large Private | PHP 200,000 | PHP 100,000 |
Platinum | Small Suite | PHP 250,000 | PHP 125,000 |
DEPENDENT | |||
Bronze | Ward | PHP 70,000 | PHP 35,000 |
Silver | Semi-Private | PHP 90,000 | PHP 45,000 |
Gold | Regular Private | PHP 150,000 | PHP 75,000 |
Platinum | Large Private | PHP 200,000 | PHP 100,000 |
Platinum | Small Suite | PHP 250,000 | PHP 125,000 |
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